Legal

Last updated: June 2026

1. Nature of This Service

Clareg provides an AI-powered document analysis tool that assists users in identifying potential compliance gaps in financial documents against selected regulatory obligations under New Zealand law. The analysis is generated automatically using large language models and a structured obligations database.

Clareg is a technology service, not a law firm. Nothing on this website, in any analysis report, or in any output generated by Clareg constitutes legal advice, compliance certification, regulatory opinion, or a professional judgment of any kind.

2. No Legal or Compliance Advice

The analysis reports produced by Clareg:

  • Do not constitute legal advice or a legal opinion.
  • Do not confirm or certify that any document is compliant with applicable law.
  • Do not replace the judgment of a qualified lawyer, compliance officer, or regulatory consultant.
  • Should not be relied upon as the sole basis for any compliance decision, regulatory filing, or business action.
  • May not reflect the most recent legislative amendments, regulatory guidance, or enforcement interpretations.

3. Accuracy and Limitations

While Clareg uses best efforts to maintain an accurate and up-to-date obligations database, the regulatory landscape is subject to change. The AI analysis is probabilistic and may produce incorrect, incomplete, or misleading results. Users are responsible for verifying all outputs against primary legislative sources.

Clareg does not warrant that its analysis is exhaustive, error-free, or fit for any particular regulatory purpose. Evidence scores and risk ratings are indicative only and reflect semantic matching strength, not legal sufficiency.

4. User Responsibility

By using Clareg, you acknowledge that:

  • You are responsible for obtaining independent legal or professional advice before relying on any analysis output.
  • Your organisation remains solely responsible for its own regulatory compliance obligations.
  • Clareg is a tool to assist your review process, not to replace it.

5. Limitation of Liability

To the maximum extent permitted by New Zealand law, Clareg and its operators accept no liability for any loss, damage, penalty, regulatory sanction, or other consequence arising from your use of or reliance on any analysis produced by this service.

6. Governing Law

This disclaimer is governed by the laws of New Zealand. Any disputes arising in connection with this disclaimer shall be subject to the exclusive jurisdiction of the New Zealand courts.